Welcome, State ORP Participants

By selecting MassMutual as your State Optional Retirement Program (State ORP) service provider, you’ve made the first step towards planning for a secure financial future.


State ORP contributions, those withheld from your paycheck and those paid by your employer, are sent directly by your employer to your State ORP account administered by MassMutual.


To learn more about State ORP and the investment options and tools available through MassMutual, click below or go to the "Questions" tab to contact one of our local Participant Education Consultants.


MassMutual and the South Carolina Public Employee Benefit Authority (PEBA) are committed to helping you reach your retirement goals!

Yes, you’re in the right place. Welcome to Empower Retirement. Empower recently acquired MassMutual's retirement plan business. As you navigate your site, you’ll notice many of the pages still have a MassMutual logo. That’s okay; it will take some time to fully transition you to the Empower experience. We look forward to this transition and helping you pursue the future you imagine.
Learn More

Not enrolled yet?

Our Participant Education Consultants, Greta Waldron Butts and Hugh Kinlaw, are here to help you learn more about State ORP and set up your Empower account. Learn more about State ORP plan features and the investment options available through Empower below.

  • Enrollment Documents
  • Forms
  • Investment Options
  • Questions?

Fact sheets

Target asset allocation funds

Through State ORP, you have access to a group of funds that are professionally managed throughout your working life and your life in retirement. To learn more about the Target Retirement Series, click on the fund fact sheets below.

We’re here to help!

Empower has two local retirement and education resources dedicated to providing support and guidance to State ORP participants. They’re available to help you understand the details of the plan as well as how to enroll, switch providers during the State ORP annual open enrollment period, and consolidate retirement accounts. They can also assist you with the website and mobile app, plus much more.


Greta D. Waldron Butts

Retirement Plan Counselor
gretad.waldronbutts@empower.com
803.659.1267
We're local - Schedule an appointment with Greta today!

Hugh Kinlaw

Retirement Plan Counselor
hubert.kinlaw@empower.com
413.209.2128
We're local - Schedule an appointment with Hugh today!



You may also contact our Participant Information Center at 800.743.5274, Monday through Friday between 8 a.m. and 8 p.m. ET.

As an investor, you should consider your investment's objectives, risks, charges and expenses carefully before investing. This and other information about the investment is available in the prospectus. Read it carefully before investing. To request a prospectus or if you have additional questions, contact the Participant Information Center at 800.743.5274, Monday through Friday, between 8 a.m. and 8 p.m. ET.

Effective on December 31, 2020, Empower Retirement (Empower) acquired the Massachusetts Mutual Life Insurance Company’s (MassMutual) retirement business. Through this transaction, business written by MassMutual is reinsured by Great-West Life & Annuity Insurance Company (GWLA) and in New York by Great-West Life & Annuity Insurance Company of New York. Concurrently, MassMutual retroceded business it reinsures from a cedent, which MassMutual assumed in a previous transaction. Empower administers the business on MassMutual’s behalf, with certain administrative services being performed by MassMutual and its affiliates during a temporary transition period.

GWFS Equities, Inc., is the distributor of the MassMutual insurance products sold on Empower’s platform. Empower Retirement refers to the products and services offered by GWLA and its subsidiaries. GWFS Equities is a subsidiary of GWLA and an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered investment adviser Advised Assets Group, LLC. Empower is not affiliated with MassMutual or its affiliates. RO2006504-0122