Welcome, City of Memphis Employees

The City of Memphis believes in the value of providing you with the opportunity to plan today for a comfortable retirement in the future. To that end, City of Memphis offers a retirement program designed to help you meet your goals. To help you get there, City of Memphis has selected Empower Retirement as the sole provider for the 457(b) and 401(a) services. Through Empower, you'll have access to a variety of tools and resources geared toward helping you reach your retirement goals; start taking advantage of them today!

Yes, you’re in the right place. Welcome to Empower Retirement. As you navigate your site, you’ll notice many of the pages still have a MassMutual logo. That’s okay; it will take some time to fully transition you to the Empower experience. We look forward to this transition and helping you pursue the future you imagine.

2016 Defined Contribution Plan

401A Plan Information

  • Enrollment Documents
  • Investment Options
  • Education
  • Resources & Reference

Information About Your 457(b) Plan

The City of Memphis strives to provide a comprehensive retirement plan and has partnered with Empower to provide you with a variety of interactive tools, resources, and quality service, all geared toward helping you achieve your financial goals.

We encourage you to review this booklet for an overview of the 457(b) Deferred Compensation Plan which includes information on:

Plan highlights

How to add/update beneficiaries (Beneficiary form)

Mobile App

Manage My Retirement


Sign up Save More form

For one-on-one Plan assistance and questions, contact your Empower Education Specialist:

Austin Maness
(901) 864-8211

You may also download the RetireSmart App from either the App Store or Google Play or call the Participant Information Center at 1-800-743-5274. Customer Service Representatives are available Monday — Friday, 7 a.m. — 7 p.m. CT.

Contact your Empower Education Specialist:


Planning for Retirement

Empower and the City of Memphis invite you to attend a retirement education meeting to help you prepare for your retirement.


Topics include:

    Deferred Retirement Option Plan (DROP)

    Pre-Retirement Planning

    Contact Austin Maness for details.

    (901) 864-8211

      February 24, 2021

      May 26, 2021

      August 25, 2021

      November 17, 2021