Welcome, City of Memphis Employees

The City of Memphis believes in the value of providing you with the opportunity to plan today for a comfortable retirement in the future. To that end, City of Memphis offers a retirement program designed to help you meet your goals. To help you get there, City of Memphis has selected Empower Retirement as the sole provider for the 457(b) and 401(a) services. Through Empower, you'll have access to a variety of tools and resources geared toward helping you reach your retirement goals; start taking advantage of them today!

Yes, you’re in the right place. Welcome to Empower Retirement. As you navigate your site, you’ll notice many of the pages still have a MassMutual logo. That’s okay; it will take some time to fully transition you to the Empower experience. We look forward to this transition and helping you pursue the future you imagine.

2016 Defined Contribution Plan

401A Plan Information

  • Plan Information & Resources
  • Educational Assistance
  • Investment Options
  • Retirement Planning Tool Kit

Questions about the City of Memphis' retirement plans?
Contact your Empower Retirement Education Specialist:


Click here to schedule a virtual one-on-one retirement education session with Austin.

The one-on-one session will provide:

New employees: Enrollment assistance, investment information and general plan details.

Existing employees: Account reviews that can include information about contribution and investment changes, asset allocation analysis and account consolidation.

Planning for Retirement?

Empower and the City of Memphis invite you to attend a retirement education meeting to help you prepare for your retirement. Attend one of the following meetings to learn more about the Deferred Retirement Option Plan (DROP) and pre-retirement planning.

Retirement Planning Tool Kit

Here are some tools — videos, articles and calculators — to help you make the most of your retirement savings journey.


Boost Your Savings
Market Volatility 

Articles and Calculators

Education Resource Center - Me & My Money 

If you have questions, please contact our Participant Information Center at 1-800-743-5274, Monday through Friday between 8 a.m. and 8 p.m. ET.

As an investor, you should consider your investment's objectives, risks, charges and expenses carefully before investing. This and other information about the investment is available in the prospectus. Read it carefully before investing.

To request a prospectus or if you have additional questions, contact the Participant Information Center at 1-800-743-5274, Monday through Friday, between 8 a.m. and 8 p.m. ET. (Reference Plan Number 62079).

Securities, when presented, are offered and/or distributed by GWFS Equities, Inc., Member FINRA/SIPC. GWFS is an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered investment adviser, Advised Assets Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice.

“EMPOWER” and all associated logos and product names are trademarks of Great-West Life & Annuity Insurance Company.